Oportun to report third quarter 2019 results on Tuesday, November 12, 2019

Oportun Logo (image)Oportun to report third quarter 2019 results on Tuesday, November 12, 2019 | #TpromoCom #oportun #Financial #Business | SAN CARLOS, Calif., Oct. 22, 2019 (GLOBE NEWSWIRE) — Oportun Financial Corporation (“Oportun” or the “Company”) (NASDAQ: OPRT) will release financial results for the third quarter of 2019 on Tuesday, November 12, 2019, after market close. Oportun will host a conference call and earnings webcast to discuss results at 2:00 p.m. PT / 5:00 p.m. ET on that day.

The dial-in number for the conference call is 877-407-9208 (toll-free) or 201-493-6784 (international). Participants should call in 10 minutes prior to the scheduled start time. A live webcast of the call will be accessible from Oportun’s investor relations website at investor.oportun.com. At the end of the call, a replay will be available through Tuesday, November 26, 2019, by phone at 844-512-2921 (toll-free) or 412-317-6671 (international), passcode 13695846, and a webcast replay will be available at investor.oportun.com for one year.

About Oportun
Oportun (NASDAQ: OPRT) is a high-growth, mission-driven Community Development Financial Institution (CDFI) and provider of inclusive, affordable financial services powered by a deep, data-driven understanding of its customers and advanced proprietary technology. By lending money to hardworking, low-to-moderate-income individuals, Oportun helps them move forward in their lives, demonstrate their creditworthiness, and establish the credit history they need to access new opportunities. Oportun serves customers online, over the phone, or in person in English and Spanish in the following 12 states: Arizona, California, Florida, Idaho, Illinois, Missouri, Nevada, New Jersey, New Mexico, Texas, Utah, and Wisconsin.

For more information, please visit https://oportun.com.

INVESTOR RELATIONS CONTACT
Nils Erdmann
VP, Investor Relations
ir@oportun.com

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Commentary: Recent Disclosure of an Alleged Flaw in Burglar Alarm Panels

On the 12th of this month, Security eNews–your news blog–carried the following news item related to single-use and combination burglar / fire alarm panels, alleged to be non compliant with regard to UL 985 and NFPA 72:

SDM Magazine (image)Major Alarm Panel Recall Could Be Looming | There appears to be a major issue of non-compliance with both the NFPA and UL codes by possibly every alarm panel manufacturer in the industry — despite being UL certified (click here).

I’d like to make a personal observation on this matter.

Allan B. Colombo, Tech Writer
Allan B. Colombo,  a security/fire Trade Journalist/Writer

First, was public disclosure with the Consumer Product Safety Commission (CSPC) really necessary? In a world where the popular news media grandstands on any and every opportunity to demonize the security industry, was this really necessary?

Second, as technicians, many of us have suspected that there might be potential issues with the electronic burglar alarm panels we use… but we didn’t publicly disclose the matter because it would tell every burglar known to man that there could be an inherent issue. Oh, and we commonly run our alarm wires inside the walls, inside the structure, and not outside so burglars cannot easily short them.

Combo Burg/Fire Panel (image)
Typical combo burg/fire alarm panel (not named in complaint with CSPC).

Third, couldn’t this be handled in some other manner, other than involving all the above as well as the entire world?

In conclusion, the resolution to this issue is now beyond comprehension or the financial ability of  anyone to address via normal channels.

Not only will this effectively cause most burglar alarm panel manufacturers to expend an unimaginable amount of money and effort to fix, if found to be an issue, but it could put some of them out of business. It may also mean that every alarm company out there might have to return to their good customer’s place of business or residence to replace the alarm panels that they previously installed–and most likely at their own expense.

Did I forget to mention the lawsuits that could result because of all this? Of course, some of the older panels out there were installed before UL and NFPA compliance was codified. That will, of course, help limit or contain the problem to some degree.

Alarm dealers, the immediate resolution to this problem is to stop running all your wires surface on the outside of buildings and homes.  Well, at least make sure you don’t (sorry for the bit of sarcasm here).

And finally, I sincerely hope I’m making a mountain out of a mole hill here, but time will tell. One thing is for sure, this will be an interesting ride.  –Al Colombo

About Al Colombo
Allan B. Colombo (image)Allan B. Colombo is a long-time trade journalist and copywriter in the security and life-safety markets. Over the past 35 years his byline has appeared in nearly every security and locksmith trade magazine on the planet. He’s now a Senior Design Specialist with TpromoCom, a social media, content, and web design company based in Canton, Ohio.

Editor’s Note: Feel free to leave me a comment below. Thank you.

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Be safe online during National Cyber Security Awareness Month

National #CyberSecurity Awareness Month | #ESC_LLC #CyberCrime | During October, the Division of Financial Institution will be sharing cybersecurity information and resources to help individuals and organizations protect their money and recognize risks.

cyber security (image)

he Ohio Department of Commerce and National Cyber Security Alliance are urging Ohioans to be safer online during National Cyber Security Awareness Month.

The 2019 theme, “OWN IT. SECURE IT. PROTECT IT.” is to emphasize online safety and the importance of cybersecurity practices at home, on the go and in the workplace.

To read this informative news article, click here.

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Average standalone pay-TV service ARPU declined 10% from 2016 to 2018

New study identifies key trends in pay-TV and non-pay-tv video entertainment spending

Average standalone pay-TV service ARPU declined 10% from 2016 to 2018 | #TpromoCom #Entertainment #Report #Television | Research from Parks Associates finds the average standalone pay-TV service ARPU declined 10% from 2016 to 2018, when consumer-reported monthly spending on pay TV declined from $84 to $76.

According to 360 View: Entertainment Services in the US, pricing pressure for consumer services is forcing increasing conflict in carriage negotiations, which in turn fuels the interest among providers in continued vertical and horizontal consolidation.

Self-reported expenditures on non-pay-TV home video entertainment also declined 30% per month over the past seven years, peaking at nearly $40 in 2014 to slightly over $20 at the end of 2018, according to the study. Spending on DVD and Blu-ray packaged media has steadily declined since 2012, while spending on movie theaters declined by 50% from 2014 to 2018. Spending on internet video is the only category to hold steady throughout the time frame, staying at $8-9 per month since 2014, showing the power of streaming and downloaded content from the internet.

“Traditional pay-TV providers (MVPDs) have faced continued subscriber losses due to increasing consumer choice from OTT services, so they are deploying skinny bundles and vMVPD services to create more choice among viewers,” said Elizabeth Parks, President, Parks Associates. “For pay-TV service providers, traditional and online, they are exploring new areas in content ownership and development, and to be successful in these efforts, understanding consumer activity and motivation related to adoption and use of their services is critical.”

“Subscription online video is the only growth category for consumer-paid video entertainment beyond pay TV. Operators, struggling with declining ARPU for standalone pay-TV services, are anxious to leverage this trend,” said Brett Sappington, Senior Research Director and Principal Analyst, Parks Associates. “Operators are taking differing approaches. Some, including Comcast and DISH, are offering subscriptions to third-party OTT video services and are integrating them into their discovery interfaces. Partnering gives operators a chance to serve as content aggregator, a familiar position. Others, including AT&T and DISH, are expanding their competitive reach online and have introduced vMVPD services.”

360 View: Entertainment Services in the US provides a comprehensive view of the US marketplace for pay-TV services, including changes in adoption, services taken, churn, and spending among key consumer segments, including upgraders, downgraders, new subscribing households, cord cutters, cord shavers, and OTT subscribers. It also assesses demand for entertainment service features and compares perception, demand, and use among leading US operators. Other highlights:

20% of US broadband households do not have a pay-TV services.

NPS for traditional pay-TV services is weaker than for other content service types.

In 2018, the average number of connected devices per broadband household, excluding smart home devices, reached 8.4.

12% of US broadband households eliminated pay-TV service (cut the cord) in 2018.

For information on 360 View: Entertainment Services in the US, contact sales@parksassociates.com. To schedule an interview with an analyst or to request specific research data, please contact Sherrelle Lewis at sherrelle.lewis@parksassociates.com, 972-996-0214.

About Parks Associates

Parks Associates is an internationally recognized market research and consulting company specializing in emerging consumer technology products and services. Founded in 1986, Parks Associates creates research capital for companies ranging from Fortune 500 to small start-ups through market reports, primary studies, consumer research, custom research, workshops, executive conferences, and annual service subscriptions.

The company’s expertise includes the Internet of Things (IoT), digital media and platforms, entertainment and gaming, home networks, Internet and television services, digital health, mobile applications and services, support services, consumer apps, advanced advertising, consumer electronics, energy management, and home control systems and security.

Each year, Parks Associates hosts industry webcasts, the CONNECTIONS™ Conference Series, Smart Energy Summit: Engaging the Consumer, Connected Health Summit: Engaging Consumers and Future of Video: OTT, Pay TV, and Digital Media.

http://www.parksassociates.com
http://www.connectionsconference.com
http://www.connectionseurope.com
http://www.connectionsindustryinsights.com

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Tips to avoid card skimmers at gas stations

Tips to avoid card skimmers at gas stations | #TpromoCom #Skimmer #Fraud #Money | Skimmers on card readers at gas station pumps seem to be becoming more commonplace.

According to the Federal Trade Commission, “skimmers are illegal card readers attached to payment terminals. These card readers grab data off a credit or debit card’s magnetic stripe without your knowledge. Criminals sell the stolen data or use it to buy things online. You won’t know your information has been stolen until you get your statement or an overdraft notice.”

To read the remainder of this article, click here.

Editor’s Note: We’ve featured gas skimming news articles on Security eNews in the past. Here are a list of those articles with links to the pages where they appear on this Website. –Al Colombo

  • Two Nabbed Using Credit Card Skimmer To Steal Bank Info, Shelton Police Say | #TpromoCom #CreditCard #ATM #Bank | Jordy Diggins, 28, of Mount Vernon, and Jahquane Rennix, 19, of Queens, and were arrested by Shelton Police on Wednesday, April 10, following an investigation into complaints from residents that their bank accounts had been comprised, said Shelton Police Det. Richard Bango. (click here)
  • Skimmer found on Broadview Heights ATM; PHOTOS | #TpromoCom #Skimmer #ATM #Bank #Security | Have you ever seen a “skimmer” in place at an ATM? If you said no, don’t feel alone, I haven’t either. In this news article, however, you will find out some ways in which to spot this ploy at stealing your money. In fact, we’re featuring a number of videos below to help assure that you do not become a victim of this kind of crime. (click here)
  • FBI warns drivers about card skimmers at the gas pump | #TpromoCom #FBI#Scam #Fraud #Keypad | The FBI and Secret Service want drivers to pay attention when swiping their cards. A warning has been issued about those card skimmers that can be placed on card readers at the gas pumps. The scam is costing people thousands of dollars. Right now, agents are out working to locate and recover the devices in 21 states and the effort comes at a particularly busy time. (click here)
  • How To Spot And Avoid Card Skimmers At The Gas Pump | #TpromoCom #creditcard #credit #scam | See how to spot credit card skimmers and learn simple steps you can take to avoid becoming a victim. (click here)
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FBI Warns of Dangers in ‘Safe’ Websites

Dark Reading cybersecurity news website

FBI Warns of Dangers in ‘Safe’ Websites | #TpromoCom #FBI #CyberSecurity #Cyber | Criminals are using TLS certificates to convince users that fraudulent sites are worthy of their trust.

One of the most common mechanisms used to secure web browser sessions — and to assure consumers that their transactions are secure — is also being used by criminals looking to gain victims’ trust in phishing campaigns. The FBI has issued a public service announcement defining the problem and urging individuals to go beyond simply trusting any “https” URL.

Browser publishers and website owners have waged successful campaigns to convince consumers to look for lock icons and the “https:” prefix as indicators that a website is encrypted and, therefore, secure. The problem, according to the FBI and security experts, is that many individuals incorrectly assume that an encrypted site is secure from every sort of security issue.

To read the remainder of this news article, click here.

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An Outdoor Video Surveillance System that Thinks and Acts Like a Human

An Outdoor Video Surveillance System that Thinks and Acts Like a Human | #Memoreyes #TpromoCom #VideoSurveillance #AI | I’d like to tell you about a new, revolutionary outdoor CCTV product that is like none other. I use the word “revolutionary” because it is just that. It leverages the use of quality Megapixel/HD quality, pan-tilt-zoom cameras with machine learning and an entirely newly developed series of audio, thermal, and radar-oriented sensors. Add to that an AI (Artificial Intelligence)-based learning control platform and you have an almost human-like control system with Big Data analysis. http://bit.ly/2KKKhEc

The focus of this new tech is outdoor protection. It uses thermal, sound, and radar to focus in on moving targets, along with a Smartphone app that stakeholders can use to alert the system when there’s a potential problem of an immediate nature. Cameras automatically  follow targets, which is not entirely new, but that’s just the beginning of the story.

The uniquely developed sensors allow the system to hear, see, and detect what the camera cannot see using a variety of unique sensors that truly makes this system revolutionary. Interaction between this interactive, integrated video surveillance system and stakeholders is audio/visual in nature, further deterring would-be assailants. 

Currently the system operates using a unique machine learning system, but an AI (Artificial Intelligence) processing system is now in the works and will soon be incorporated, giving the system the ability to react with even more speed and intelligence. Through Big Data analysis, over time the system will learn the habits and trends associated with each camera within each specific setting, thus enabling the system to  quickly identify departures from the norm. There’s more. 

I’d like to propose a complementary story on the tech with a short interview with the developer, who happens to be John Collings, the former inventor and developer of Uplink. A sidebar will delve into the advancements in AI and how they will be leveraged to make this new technology a must-have for office complexes, shopping malls, multiple-tenant housing, industrial complexes, chain stores, etc. 

Email us for more information: click here!

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